Terms & Conditions

1. Acceptance of Terms

Welcome to Ponle IVU ("the App"), developed and operated by Believe PR, owned by Armando Jimenez. By downloading, installing, accessing, or using the App, you ("User," "you," or "your") agree to be bound by these Terms and Conditions ("Terms").

1.1 Agreement to Terms

These Terms constitute a legally binding agreement between you and Believe PR. By using the App, you represent that:

• You are at least 13 years of age (or the minimum age required in your jurisdiction)
• You have the legal capacity to enter into these Terms
• If you are under 18, you have obtained parental or guardian consent
• You will comply with all applicable laws and regulations

1.2 Additional Terms

In addition to these Terms, your use of the App is also governed by:

• Our Privacy Policy
• Apple App Store Terms of Service (iOS users)
• Google Play Store Terms of Service (Android users)
• Google AdMob Terms (for free version users)

2. App Description

2.1 Purpose

Ponle IVU is a calculator application designed to help users calculate:

• Sales tax (IVU, IVA, or other applicable taxes)
• Tips for service
• Discounts on purchases
• Bill splitting among multiple people
• Total purchase amounts

2.2 Key Features

• Tax Calculation: Add tax to purchase amounts
• Tip Calculator: Calculate service tips by percentage or amount
• Discount Calculator: Apply percentage or fixed discounts
• Bill Splitting: Divide totals among multiple people
• Receipt Management: Save and organize calculations
• PDF Export: Generate PDF reports of calculations
• Offline Functionality: All features work without internet connection

2.3 Availability

• The App is available for iOS and Android devices
• Certain features may vary by platform
• We reserve the right to modify or discontinue features at any time

3. License to Use

3.1 License Grant

Subject to your compliance with these Terms, Believe PR grants you a limited, non-exclusive, non-transferable, revocable license to:

• Download and install the App on devices you own or control
• Access and use the App for personal, non-commercial purposes
• Use all features and functionalities as intended

3.2 License Restrictions

You may NOT:

• Copy, modify, or create derivative works of the App
• Reverse engineer, decompile, or disassemble the App
• Remove or modify any copyright, trademark, or proprietary notices
• Rent, lease, lend, sell, or sublicense the App
• Use the App for any commercial purpose without written permission
• Circumvent any security features or access restrictions
• Use automated tools to access or interact with the App

3.3 Ownership

The App and all intellectual property rights remain the exclusive property of Believe PR and Armando Jimenez. This license does not grant you any ownership rights.

4. User Obligations

4.1 Responsible Use

You agree to:

• Use the App in accordance with these Terms and applicable laws
• Provide accurate information when using the App
• Verify all calculations before relying on them for financial decisions
• Keep your device secure and protect your saved data
• Not use the App for any unlawful or fraudulent purposes

4.2 Account Security

Although the App does not require user accounts:

• You are responsible for securing your device
• Protect your saved receipts and calculations from unauthorized access
• Do not share sensitive financial information within saved receipts

4.3 Prohibited Conduct

You agree NOT to:

• Use the App to facilitate tax evasion or fraud
• Share or distribute the App outside official app stores
• Attempt to gain unauthorized access to App features
• Interfere with the proper functioning of the App
• Upload malware or malicious code

5. In-App Purchases

5.1 Ad-Free Version

The App offers a one-time in-app purchase to remove advertisements:

• Type: Non-consumable, one-time purchase
• Effect: Permanently removes all advertisements
• Restoration: Purchase is linked to your Apple ID or Google account
• Devices: Available on all devices using the same account

5.2 Payment Processing

• All purchases are processed through Apple App Store or Google Play Store
• Pricing is set in your local currency
• Payment is charged to your App Store or Play Store account
• We do not have access to your payment information

5.3 Refund Policy

Non-Refundable Purchases: All in-app purchases are final and non-refundable, except as required by applicable law.

Exceptions:

• Technical Issues: If the purchase does not unlock the ad-free version, contact us for support
• Accidental Purchases: Refund requests must be made through Apple or Google within their refund windows
• Legal Requirements: Refunds as required by consumer protection laws in your jurisdiction

How to Request Refunds:

• iOS: Visit reportaproblem.apple.com
• Android: Visit Google Play refund page
• Our Support: armando.jimenez.dev@gmail.com

5.4 Subscription Disclaimer

No Subscriptions: The App does NOT offer any subscription-based purchases. All features are available through a one-time purchase or the free version with ads.

5.5 Free Version

The free version includes:

• Full access to all calculation features
• Unlimited receipt saving
• PDF export functionality
• Display of advertisements (Google AdMob)

6. Accuracy Disclaimer

6.1 Calculation Limitations

• Calculations are based on information you provide
• Tax rates and regulations vary by jurisdiction
• The App does not automatically update tax rates
• Results are estimates and may not reflect official calculations
• Rounding differences may occur

6.2 User Responsibility

You acknowledge and agree that:

• You are responsible for verifying all calculations
• You should not rely solely on the App for financial decisions
• You should consult professionals for tax advice
• You must verify applicable tax rates in your jurisdiction
• The App is not a substitute for professional accounting or tax services

6.3 Not Professional Advice

The App does NOT provide:

• Legal advice
• Tax advice
• Accounting advice
• Financial planning services
• Professional consultation

6.4 Tax Compliance

You are solely responsible for:

• Understanding applicable tax laws
• Filing accurate tax returns
• Paying correct tax amounts
• Maintaining proper financial records
• Consulting tax professionals when needed

7. Intellectual Property

7.1 Ownership

All intellectual property rights in and to the App, including but not limited to:

• Source code and software
• User interface and design
• Graphics, logos, and icons
• Text, content, and documentation
• Algorithms and calculations
• Trademarks and brand names

...are owned exclusively by Believe PR and Armando Jimenez.

7.2 Trademarks

"Ponle IVU" and associated logos are trademarks of Believe PR. You may not use these marks without prior written permission.

7.3 User Content

You retain ownership of:

• Calculation data you enter
• Saved receipts and notes
• Exported PDF reports

Since this data is stored locally on your device and never transmitted to our servers, we claim no ownership or rights to your content.

7.4 Copyright Infringement

If you believe any content in the App infringes your copyright, contact us at: armando.jimenez.dev@gmail.com

8. Prohibited Uses

You agree NOT to use the App for:

8.1 Illegal Activities

• Tax evasion or fraud
• Money laundering
• Any activity that violates local, state, or federal laws
• Facilitating illegal business transactions

8.2 Unauthorized Access

• Hacking or cracking the App
• Bypassing security measures
• Accessing restricted features without authorization
• Reverse engineering the App code

8.3 Commercial Exploitation

• Reselling or redistributing the App
• Using the App as part of a commercial service without permission
• Incorporating the App into other products
• Scraping or extracting App content

8.4 Harmful Activities

• Uploading malware or viruses
• Disrupting App functionality
• Interfering with other users' experience
• Attempting to overload or crash servers

9. Termination

9.1 Termination by You

You may terminate this agreement at any time by:

• Uninstalling the App from all devices
• Deleting all saved data and receipts
• Ceasing all use of the App

9.2 Termination by Us

We reserve the right to:

• Discontinue the App at any time
• Block access if Terms are violated
• Remove the App from app stores
• Disable features or functionality

9.3 Effect of Termination

Upon termination:

• Your license to use the App immediately ends
• You must cease all use of the App
• You should delete the App and all data
• Previously purchased features (ad-free) remain valid if App is reinstalled
• Provisions regarding disclaimers, liability, and indemnification survive

9.4 No Refunds on Termination

We are not obligated to provide refunds if:

• You voluntarily uninstall the App
• We terminate your access due to Terms violations
• The App is discontinued (unless required by law)

10. Disclaimers

10.1 "AS IS" and "AS AVAILABLE"

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• WARRANTIES OF MERCHANTABILITY
• FITNESS FOR A PARTICULAR PURPOSE
• NON-INFRINGEMENT
• ACCURACY OR RELIABILITY
• UNINTERRUPTED OR ERROR-FREE OPERATION

10.2 No Guarantee of Accuracy

WE DO NOT WARRANT THAT:

• Calculations will be accurate, complete, or error-free
• The App will meet your specific requirements
• All features will function perfectly at all times
• Bugs or errors will be corrected
• The App will be compatible with all devices

10.3 No Responsibility for Decisions

WE ARE NOT RESPONSIBLE FOR:

• Financial decisions made based on App calculations
• Errors in tax filing or payments
• Business decisions or transactions
• Loss of data or saved receipts
• Consequences of relying on App results

10.4 Third-Party Services

WE ARE NOT RESPONSIBLE FOR:

• Google AdMob advertisements or data collection
• Apple App Store or Google Play Store policies
• Device operating system issues
• Internet connectivity problems
• Third-party services integrated with the App

10.5 Jurisdictional Limitations

Some jurisdictions do not allow the exclusion of implied warranties. In such jurisdictions, the above exclusions may not apply to you, and you may have additional rights.

11. Limitation of Liability

11.1 Maximum Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL BELIEVE PR, ARMANDO JIMENEZ, OR THEIR AFFILIATES BE LIABLE FOR:

• INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES
• LOSS OF PROFITS, REVENUE, OR BUSINESS OPPORTUNITIES
• LOSS OF DATA OR INFORMATION
• COST OF SUBSTITUTE GOODS OR SERVICES
• PERSONAL INJURY OR PROPERTY DAMAGE

11.2 Cap on Liability

OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE APP SHALL NOT EXCEED THE GREATER OF:

• $50 USD (or equivalent in your local currency)
• The amount you paid for the ad-free version (if applicable)

11.3 Basis of the Bargain

These limitations reflect the allocation of risk between the parties. The App is offered at a nominal price (or free), and the limitations are an essential basis of the agreement.

11.4 Jurisdictional Exceptions

Some jurisdictions do not allow limitations on liability for certain types of damages. In such jurisdictions, our liability will be limited to the maximum extent permitted by law.

12. Indemnification

12.1 Your Indemnification

You agree to indemnify, defend, and hold harmless Believe PR, Armando Jimenez, and their affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

• Your use or misuse of the App
• Your violation of these Terms
• Your violation of any applicable laws or regulations
• Your violation of any third-party rights
• Any decisions made based on App calculations
• Any tax errors or financial losses

12.2 Defense of Claims

We reserve the right to:

• Assume exclusive defense and control of any matter subject to indemnification
• Cooperate with you in defending such claims
• Settle claims at our discretion

13. Governing Law and Dispute Resolution

13.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of Puerto Rico, without regard to its conflict of law provisions.

13.2 Jurisdiction

You agree that any legal action or proceeding arising from these Terms shall be brought exclusively in the courts of Puerto Rico, and you consent to the jurisdiction of such courts.

13.3 Dispute Resolution

Before filing any legal action, you agree to attempt to resolve disputes through:

• Informal Negotiation: Contact us at armando.jimenez.dev@gmail.com
• Good Faith Discussion: Allow 30 days for resolution attempts
• Mediation: Consider voluntary mediation if informal resolution fails

13.4 Class Action Waiver

TO THE EXTENT PERMITTED BY LAW, YOU AGREE THAT ANY DISPUTE SHALL BE RESOLVED ON AN INDIVIDUAL BASIS AND NOT AS A CLASS ACTION, CONSOLIDATED ACTION, OR REPRESENTATIVE ACTION.

13.5 Consumer Rights

Nothing in these Terms limits your statutory rights as a consumer under applicable consumer protection laws.

14. Changes to Terms

14.1 Right to Modify

We reserve the right to modify these Terms at any time. Changes may be made to reflect:

• New features or functionality
• Legal or regulatory requirements
• Business practices changes
• User feedback and concerns

14.2 Notice of Changes

When we make significant changes:

• The "Last Updated" date will be revised
• You may receive an in-app notification
• Material changes will be highlighted

14.3 Acceptance of Changes

By continuing to use the App after changes are posted:

• You accept the modified Terms
• The new Terms become effective immediately
• If you disagree, you must stop using the App

14.4 Historical Versions

Previous versions of these Terms are available upon request. Contact us at: armando.jimenez.dev@gmail.com

15. Contact Information

For questions, concerns, or notices regarding these Terms, please contact us:

15.1 Customer Support

For technical support or assistance:

• Email: armando.jimenez.dev@gmail.com
• Response Time: Within 2-5 business days
• Support Hours: Monday-Friday, 9 AM - 5 PM AST

15.2 Legal Notices

For legal notices, service of process, or formal communications:

• Email: armando.jimenez.dev@gmail.com
• Subject Line: "Legal Notice - Ponle IVU"